For payments between friends, we can request payments via QRcodes from our banking apps that friends scan with their banking apps. It’s secure as before you scan the QRcode, you can see the amount you’ll pay and when you scan it with your app, you’ll see the amount you’re going to pay and then you have to either use biometrics or your pin to confirm the transfer.

I don’t know from where he got the 2Gb RAM usage because my searxng instance uses 45MiB of RAM.

Wouldn’t trust the EU with my data especially with the increasing popularity of laws like chat control and the rise of far left fascist governments who want to censor and control everyone.

Delete speedtest.net, YouTube, YouTube kids and ChatGPT and use either web apps or favorite them in your browser, as Firefox for iOS is really bad compared to other platforms I would recommend you to use brave instead as it comes included with an adblocker which works really well. Also do you need all of iOS’s bloat ? Do have an Apple Watch ? Do you have an Apple TV+ subscription ? Do you use HomeKit for smart home devices and so on.

He was president during covid so no shit.

No it’s the opposite as one was against the other