

That’s not really relevant to the discussion. The number of users doesn’t matter. The point is that people will still create things even if there’s no money in doing it.
Jellyfin is another example of something I use every day that is completely developed for free. The is no difference whether 100 people or 100 million people use it. It exists because the people who built it want it to exist.
Same here. I’ve been using Lineage since it was Cyanogenmod and I’ve never encountered banking or payment apps not working.